Derp. Now I get it. In my defence, I’m also an Aussie so understandably thick. But I live in the Arctic now, where we’ve got all three bears. But the scary white ones stay away from the woods.

A polar bear in the woods? They’re an aquatic mammal that lives on sea ice… Where are you from?

I need the home-work separation, or both suffer. I constantly get distracted from work with home stuff, and can’t be fully present with family at home because I’m thinking about work.

I regularly move between countries with different road side norms. Handedness is not an issue. Makes no difference.

Only problem is if you set off with no other cars on the road, to use as a cue, and so accidentally go on the wrong side until you see someone coming towards you.

I’m not a fan of insurance companies, but the dental/medical insurance split makes sense. Insurance is fundamentally a risk hedging game. It matters what the risks are. Most medical conditions will only happen to a small percentage of people, so we can all put money into a pool and pay out to the unlucky people who, for example, get cancer. Almost everyone needs some dental work eventually, everyone’s teeth wear down. Dental insurance is more like a savings plan than a gamble on rare outcomes. It doesn’t make sense to pool those risks together.