If you had the money to retire at 30, your savings would be invested and on an average year your earnings would cover your expenses. You would have health insurance, so no worries there. The only catch is that you would have to keep your expenses at 65% of what you spend right now. Would you take it, or would you rather work a few more years for a better lifestyle and financial security?
No, because I’m close to 30, literally had a more favorable version of this option (enough money, relocate to a low cost-of-living country and doesn’t even have to be frugal) presented to me, and I chose not to. And I already live frugal enough that 65% would be really rough… I’m okay with a lite version though: only take fun and engaging part-time/flexi jobs, and dedicate my full time to a rewarding but not necessarily well-paid (or paid at all) career, while cutting down a bit on spending
I just felt that with all the education & things I have going for me I’d rather do something productive that contributes to society. If I literally couldn’t find a job that’s not a metaphorical meat grinder then it’s another story, but I’m not at that stage yet